компютриWith recent regulations you’ll now have to go to the Land Registry, with your passport photograph, if you want to sell your home.
If you transfer part of all of your property (whether for money or as a gift), you get a new lease on a property, a new mortgage or if you lose your title deeds, you’ll need to complete a new identity form (each if there’s two of you) before you can have the Land Registry accept your paperwork.
When you’ve completed the paperwork you then have to either go to one of the following and pay a fee for them to say ‘yes you are who you say you are’:
1. Solicitor
2. Public notary (you try finding one near you!)
3. Legal executive (do you know any?)
4. A Licensed conveyancer
5. A Land Registry employee.
Don’t forget to get yet another passport photograph that you’ll need to attach to your form.
The first four will cost you money while the latter means a personal trip for you (both) to your local Land Registry office – how many live close to one? They do say that they’ll come out to you (if they can) if you are disabled or have another particular reason to which they agree.
All this after you’ve given your ID to the mortgage company, the IFA and/or mortgage broker, the estate agent, the solicitor/conveyancer. Could they all have failed to get the correct ID before sending your paperwork to the Land Registry?
One wonders where this red tape will end.
Have you ever bought a property under a false name?
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