With a stream of ten hit singles and LPs (as they were called in the sixties) and number one’s in both the UK and America, and various parts of the world, you would have thought that Freddie Garrity of Freddie And The Dreamers fame would have built up a good cash asset reserve during his […]
Posted on July 30th, 2007 by Stephen
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Witnesses & witnessing
In England and Wales a Will becomes legally valid and binding as soon as it is signed by the testator observed by two witnesses together who then also sign to confirm this fact. In Scotland just one witness is required. It is also recommended that the witnesses further identify themselves by adding their […]
Posted on July 26th, 2007 by Stephen
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Depending on which statistics you accept, 70 or 75% of the adult population do NOT have a legally valid Last Will & Testament. Many people are actually concerned about this ‘irresponsibility’ when their personal arrangements in all other aspects of their lives are exemplary.
So why is it that people don’t make a Will? It’s not […]
Posted on July 24th, 2007 by Stephen
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The simplest way to avoid inheritance tax (IHT) is to make gifts while you are still alive.
Every tax year you can give away £3,000 of assets and they will not count towards your estate for IHT. If you do not use up the full exemption in one year you can carry it forward, but for […]
Posted on July 19th, 2007 by Stephen
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Legacies are a wonderfully painless way of giving; having pledged a gift you wake up the next morning to find your bank balance has not changed. Around 1 billion pounds reaches charities though legacies. Even so only one in seven people, who make a Will, leave a charitable bequest.
There are various moments in our lives […]
Posted on July 16th, 2007 by Stephen
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LSUK feels it is important that Estate Planning Consultants should keep up to date with changing legislation and case law reports relevant to the profession of writing Wills and Estate Planning. Estate Planning Consultants must be prepared and informed so that they can meet obligations necessary to provide the best possible service to clients.
To […]
Posted on July 12th, 2007 by Stephen
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The number of people in the UK over pensionable age, taking account of the change in the women’s retirement age, is projected to increase from 11.2 million in 2007 to 11.9 million in 2011, and will rise to 13.1 million by 2021.
Living Alone
In the year 2000, in the 65-74 age group, 19% of men […]
Posted on July 9th, 2007 by Stephen
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I (David Towson) thought you may be interested in an experience I had at a BNI meeting a few weeks ago.
Two of us were hoping to join as ‘will writers’, but for obvious reasons only one of us would be invited.
My opposition was a rival consultant. Things started to go wrong for him when he […]
Posted on July 4th, 2007 by Stephen
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Many councils are looking to raise home care fees by more than 100%, although this increase doesn’t apply to all councils.
The fees are for washing and dressing types of services which allow people to live in their own homes rather than go into a nursing home.
Half a million people currently receive council care at home […]
Posted on July 2nd, 2007 by Stephen
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